District switches employee health coverage to combination Sana/SIG, keeps Kansas City Life for dental and vision

The Delaware County Regional Wastewater District voted to change employee health coverage to a combination of a Sana insurance policy and third‑party administrator SIG, and to retain Kansas City Life for dental and vision, the board heard Sept. 25.

Jason (staff member) presented the renewal options after IU Health declined a 30‑day rollover. He said Anthem quotes showed premium increases of roughly 30%–35% compared with current rates. The district received a Sana quote that includes a $7,500 individual deductible; SIG would buy down that deductible administratively to $2,500 and reimburse employees for expenses above SIG's deductible. Jason explained the process: employees would receive an EOB from the insurer and submit it to SIG, which would then issue reimbursement by check or ACH. "The employees carry a health insurance card from Sana, $7,500 deductible... we send them off to SIG, and they monitor that account like it's $2,500 deductible," Jason said.

Board members asked about provider networks and access to IU Health; Jason reported that other local employers using the Sana/SIG arrangement had not reported access problems and cited customers such as Arrowhead Plastics and the Muncie Housing Authority. He said Sana/SIG's historical premium increases were generally in the 4%–8% range for the last three to four years, though he cautioned past performance is not a guarantee.

For dental and vision the board approved continuing with Kansas City Life; staff reported a 3% increase on dental premiums (about $10 per month) and no increase on vision.

The board adopted the recommendation to move forward with the Sana/SIG arrangement for health coverage and to retain Kansas City Life for dental and vision. The motion passed on a voice vote; no roll‑call tally was recorded in the transcript.