Flagstaff council approves $7 million bond expansion for homebuyer aid and launches permanent-affordability pilot

On Oct. 21, 2025, the Flagstaff City Council adopted a resolution approving a bond‑funded expansion of the Community Homebuyer Assistance Program (CHAP), adding both increased down‑payment assistance and a permanent‑affordability pilot aimed at permanently restricting some single‑family homes as affordable housing.

The expansion was authorized under the bonds approved by Flagstaff voters in 2022 (Proposition 442). Adrianna Fisher, the city’s housing program manager, told the council the city set aside $7 million from that bond for CHAP expansion and outlined two CHAP tracks: standard upfront purchase assistance and a permanent‑affordability pilot in which the city contributes up to 30% of a purchase price in exchange for permanent resale restrictions.

“The city would provide up to 30% of the purchase price,” Fisher said when describing the permanent‑affordability pilot.

Why it matters: Flagstaff’s housing market remains tight and expensive. City staff presented July–October market figures showing median prices above $700,000 and single‑family homes frequently out of reach for local incomes. Officials and advocates said the CHAP changes are intended to make homeownership attainable for local workers while preserving some homes for future eligible buyers.

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