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City outlines 2026 benefits renewals: medical up about 4.9%, new carrier for life and disability
Summary
Human resources reported a 4.93% overall medical renewal for 2026, a 3.2% dental increase, introduction of UnitedHealthcare as a second medical carrier (initial enrollment ~15%), and a planned carrier change for life and disability to Unum with negotiated no premium increase.
Ryan Lance, director of human resources, presented the city's 2026 benefits renewal summary and open enrollment plans.
Lance said the city's overall medical renewal for 2026 is increasing about 4.93%, dental is up 3.2% and vision will not change. The city will continue to offer Kaiser Permanente plans and added UnitedHealthcare (Choice Plus and two other plans) in January; initial enrollment in UnitedHealthcare is just over 15% of employees, with new employees trending toward UHC at roughly a 50% rate.
Lance said employee premiums will increase in most Kaiser plans by about…
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