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Laguna Beach to host fire insurance town hall to discuss wildfire mitigation and insurance challenges
Summary
City officials and the California Department of Insurance will hold a town hall in Laguna Beach to discuss emergency preparedness and ways to reduce insurance costs by mitigating wildfire risk, the mayor said on Fair Game Laguna.
Mayor Alex Ranaghi said a fire insurance town hall is scheduled to bring California Department of Insurance representatives, Laguna Beach Fire Department personnel and local ad hoc committee members together to discuss emergency preparedness and wildfire mitigation.
“representatives from the California Department of Insurance, our, our own Laguna Beach Fire Department are gonna share strategies for emergency preparedness,” Ranaghi said on Fair Game Laguna. He identified Sue Kemp and Bob Whelan as members of the city’s ad hoc committee who will participate.
Ranaghi said the session will examine how aligning incentives and encouraging property owners to “harden their homes” could reduce wildfire losses and, in turn, reduce insurance costs. “They don't wanna fire because they have to pay out a lot of money. We don't wanna fire because it will be devastating for our community,” Ranaghi said.
Ranaghi said the town hall will be recorded and provided the program’s schedule: Thursday, Sept. 18, at the city council chambers from 4 to 5:30 p.m. He also said statewide insurance rules have contributed to market challenges and that some statewide reforms may be necessary to create market-based incentives for mitigation.
No formal council action or new municipal incentives were announced during the interview; the event was presented as an informational town hall.
