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Carroll County moves employee and retiree health plans to CareFirst; no contribution increases for 2026
Summary
The Board of Carroll County Commissioners voted to shift county employee and retiree medical and prescription coverage to CareFirst Blue Cross Blue Shield, approve a CareFirst Medicare Advantage option for Medicare-eligible retirees and keep employee contribution rates unchanged for 2026. Contracts take effect Jan. 1, 2026.
Carroll County commissioners voted to move the county's self-insured employee medical and prescription drug benefits and the county's Medicare retiree coverage to CareFirst Blue Cross Blue Shield, the county's human resources staff said Thursday. The board approved three related actions: awarding a contract for group medical, prescription drug and stop-loss coverage for active employees and pre-65 retirees; awarding a group Medicare Advantage with prescription drug (MAPD) contract for Medicare-eligible retirees; and adopting the county's 2026 benefit plan designs and employee contribution rates.
County staff said the changes will take effect Jan. 1, 2026, and are budgeted in the FY26 county budget. The county will continue to operate its active-employee medical plans on a self-insured basis but…
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