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Emporia board opens review of 2026 health insurance renewal, explores partially self‑funded option
Summary
Board members heard a detailed presentation on rising health‑insurance premiums and the potential to shift to a partially self‑funded plan. No decision was made; staff will continue study with consultant IMA and reconvene the health insurance committee ahead of an October decision date.
The Emporia Board of Education began a multi‑meeting review of the district’s 2026 health insurance renewal, directing staff to continue exploring a partially self‑funded plan that staff said could substantially reduce the projected premium increase.
Interim Assistant Superintendent for Business and Operations Josh Schwartz led the presentation with staff member Kate Cape and described a proposed timeline that would return to the board for a decision in October. Schwartz told the board the district’s fully insured renewal showed a large increase — a “sticker‑shock” number when first received — and that a partially self‑funded approach being discussed with broker and consultant IMA could cut the district’s projected rate increase roughly in half if projections hold.
What staff presented: the district currently offers three plan options and pays a portion of premiums; staff illustrated how a fully insured renewal would increase premiums by roughly 26%…
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