CTSI five‑year loss analysis shows auto incidents and a deputy accidental discharge drove 2024 costs for Lake County

At a Lake County Board of County Commissioners work session, County Technical Services Inc. (CTSI) senior loss control representative Dana Foley presented a five‑year loss analysis showing the county recorded 33 claims totaling $625,173 from 2020–2024 on the insurance (cap) side and 10 workers’‑comp claims totaling $212,681 for 2024 alone.

Foley told commissioners that Lake County participates in CTSI’s pooled insurance programs and receives equity distributions when the pools perform well. “Out of the CWCP pool, the county got back $92,240 last year; from the cap pool you got back $88,795, and interest distributions added $21,087,” Foley said, noting the returns are a regular benefit of the county’s membership in CTSI.

The nut of the report was that auto‑related incidents remain the county’s largest exposure. Foley said vehicle incidents can trigger multiple lines of coverage — vehicle damage, third‑party…