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Insurance industry lays out wildfire risk, urges science‑based mitigation as county begins public sessions
Summary
At a Sept. 9 Coconino County session on the wildfire insurance crisis, a national insurance association described how rising catastrophe losses, development patterns and construction costs are pushing insurers to tighten underwriting and urged science‑based home and neighborhood mitigation programs to stabilize markets.
Coconino County convened a public session Sept. 9 on the wildfire insurance crisis that featured a presentation from the American Property Casualty Insurance Association (APCIA) explaining why insurers are tightening underwriting in high‑wildfire‑risk areas and urging a suite of science‑based mitigation actions at property and community scales.
Lucinda Andriani, Flood Control District administrator, opened the session by noting the county’s high wildfire exposure and explaining the series of public meetings the county will host to inform policy and mitigation steps. She told the board the county is posting session recordings and materials online and scheduled further sessions focused on home hardening and mitigation research.
Industry view: losses, modeling, mitigation Ethan Auman, APCIA senior director for environmental issues and resiliency, said national insured catastrophe losses have…
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