House Health Insurance Committee reports HB 4713–4719, a seven-bill fraud package, to the House

At a committee meeting, the House Health Insurance Committee reported seven bills addressing insurance fraud — House Bills 4713 through 4719 — to the full House, voting 10-0 on each measure.

The bills were presented together as a fraud bill package and advanced with recommendations that each bill pass. Committee members said stakeholders had weighed in on several provisions; the committee adopted substitute language for HB 4717 and HB 4718 before voting them out. Support cards on the record included a representative of the Insurance Alliance of Michigan and a representative of the Michigan Regional Council of Carpenters and Millwrights indicating support.

Why it matters: the package makes changes to fraud definitions and reporting duties that affect insurers and entities the bills name as reporters; one substitute expands racketeering definitions to include title plate and registration fraud, and another clarifies when insurers must report suspected fraud and adds a named entity to reporting requirements.

Key votes and actions

- HB 4713: Motion to report passed 10-0. Vice Chair Tisdell moved to report HB 4713 with a recommendation that it pass; the clerk called the roll and the motion prevailed.

- HB 4714: Motion to report passed 10-0. Representative Schuette handled the motion to report; the clerk called the roll and the motion prevailed.

- HB 4715: Motion to report passed 10-0. Vice Chair Carter moved to report HB 4715 with a recommendation that it pass; the clerk called the roll and the motion prevailed.

- HB 4716: Motion to report passed 10-0. Representative Aragona moved to report HB 4716 with a recommendation that it pass; the clerk called the roll and the motion prevailed.

- HB 4717 (substitute adopted): The committee adopted a substitute that, according to committee discussion, "incorporates the reference to title plate and registration fraud under the definition of racketeering." Representative Lightner moved to adopt the substitute, which passed on a 10-0 roll call. The committee then voted 10-0 to report HB 4717 as substituted with a recommendation that it pass.

- HB 4718 (substitute adopted): The adopted substitute clarifies that insurers are not required to report suspected fraud until after an investigation is complete and adds "MACP" as an entity required to report suspected fraud. Vice Chair Carter moved to adopt the substitute; the substitute passed on a 10-0 roll call. The committee then voted 10-0 to report HB 4718 as substituted with a recommendation that it pass.

- HB 4719: Motion to report passed 10-0. Representative Aragona moved to report HB 4719; Representative Schuette was noted as supporting the motion. The clerk called the roll and the motion prevailed.

Committee process and participants

Committee members took the actions by roll-call votes for each measure; the clerk announced each tally as "10 yays, 0 nays, 0 pass." The committee read support cards into the record from Dyke Vancouvering of the Insurance Alliance of Michigan and Eli Esquire of the Michigan Regional Council of Carpenters and Millwrights, both listed as supporting the package but not speaking.

Chair Sherry Harris thanked members at the end of the meeting, saying, "I know we've, been trying to get this across the finish line for a while, so appreciate everyone's work on it." The committee then excused absent members and adjourned.

No additional substantive debate, amendments beyond the two adopted substitutes, or dissenting votes were recorded in the transcript supplied.