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Douglas County HR committee weighs dropping high‑deductible HSA plan after low enrollment and limited claims savings
Summary
HR staff reported low enrollment in the county's high‑deductible health plan (227 employees) and a small per‑person claims difference versus the PPO, and asked the committee to authorize staff to analyze union impacts and return with recommendations.
Carol Donnelly, a Douglas County human resources staff member, told the Human Resources Committee that HR is considering removing the county's high‑deductible health plan (HDHP) with a health savings account (HSA), citing low uptake and only modest claims savings.
"To date, we have 227 employees that are enrolled in the high deductible health plan," Donnelly said. She said consultants provided claims data showing the difference between the HDHP and the PPO is approximately $200 per employee per month on claims; that works out to roughly $2,400 per employee per year and, multiplied by 227 enrollees, "comes to a little over half a million in claims," she said,…
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