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Clermont County recommends modest employee contribution, keeps benefits vendors despite 9.9% medical trend
Summary
County staff reported a 9.9% medical trend from Anthem after the countys first year in the County Employee Benefits Consortium of Ohio (SEBCO). A benefits committee recommended no plan design changes, a 3% employee contribution increase and vendor changes for vision and life/disability.
Clermont County commissioners heard a presentation Sept. 17 on the countys health insurance renewal, in the county's first SEBCO (County Employee Benefits Consortium of Ohio) renewal year. Benefits consultant Steve Ferguson of USI told the board the market medical trend for 2026 came in at 9.9 percent and outlined plan and vendor options to reduce county costs.
Ferguson said the county paid about $15.3 million in premiums for 2025 and, after administrative fees and HSA contributions, the total was roughly $15.9 million. He said run-out claims and prior-year funding increased the countys 2025 funding to about $17.4 million, which made next years county cost look roughly flat this year but would not be repeated in 2026.
"It's an honor to stand before the board today," Ferguson said as he summarized the…
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