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Cherokee County staff propose benefit design changes to close $3 million health-cost gap
Summary
County management presented proposed plan design changes to close an estimated $3 million increase in 2026 health-care costs, including higher deductibles, separate drug deductibles, and higher copays.
County management told the Cherokee County Board of Commissioners during the Aug. 19 work session that an actuarial forecast from the countys benefits consultant projects roughly $3 million in increased health-care costs for 2026 unless plan changes are adopted.
The lede: Jimmy Marcus, presenting results of a 2024 commercial survey and plan-cost projections, said the $3 million figure reflects forecasted claims and a planned 10% employee contribution increase. He said proposed plan-design changes could largely eliminate the projected county budget shortfall.
The nut graf: Management recommended a package of design changes intended to reduce plan richness and move…
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