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Gratiot County approves health‑insurance plan design after consultants warn of 27% renewal increase
Summary
County commissioners accepted the health care committee’s recommendation of three plan options after hearing from ACRASure representative John O'Connor about a 27% renewal increase and limits from Michigan’s Public Act 152 hard cap formula.
Gratiot County commissioners voted to accept the health care committee’s recommended health‑insurance plan designs for the 2025–26 plan year, following a presentation from ACRASure representative John O'Connor outlining a roughly 27% rate increase from the county’s current carrier.
The committee recommended continuing to offer three plan tiers — a $100‑deductible PPO (the county’s current “richest” plan), a $500‑deductible HMO option and a high‑deductible HSA plan — with employee cost shares returning after a year when no cost share applied. Commissioner George (mover) and Commissioner Tim (support) made and seconded the motion; the motion carried.
The recommendation followed a detailed briefing by O'Connor, who said Blue Cross Blue Shield quoted a…
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