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Policyholders, attorneys warn one‑year contract limits and claims delays cut off legal remedies after Hurricane Helene
Summary
Policyholders' attorneys and local officials told the committee that contractual "suit‑limitation" clauses that shorten access to court and prolonged insurer claim processes could deprive many Georgians of the ability to sue for storm damage; witnesses urged statutory language to bar or limit shortened contractual deadlines.
Multiple policyholder attorneys and local officials told the House Insurance Rate Study Committee that contractual suit‑limitation clauses and extended insurer claims processes leave homeowners vulnerable after major storms.
What witnesses reported
- David Buhacker, an Atlanta first‑party insurance attorney, described clients with ongoing Hurricane Helene claims who face contract suit‑limitations that run as short as one year from the date of loss. He said many policyholders do not know those contractual deadlines are shorter than the statutory…
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