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Insurance safety group urges 'Fortified' retrofits, grants and code upgrades to reduce storm claims

5796917 · September 19, 2025
AI-Generated Content: All content on this page was generated by AI to highlight key points from the meeting. For complete details and context, we recommend watching the full video. so we can fix them.

Summary

The Insurance Institute for Business & Home Safety told lawmakers that targeted grant programs, building‑code updates and voluntary Fortified roof and home standards could cut claims and reduce deductible burdens for Georgia homeowners exposed to wind damage.

Michael Newman, general counsel for the Insurance Institute for Business & Home Safety (IBHS), told the House Insurance Rate Study Committee that science‑backed retrofits and new‑construction standards can substantially reduce wind and water damage to homes — and therefore lower insurance claims and premium pressure.

What IBHS presented

- Fortified program: a voluntary standard and verification program for roofs, homes and commercial buildings that IBHS says reduces weather damage by improving roof cover attachment, roof‑deck sealing and connections through the structure. - Evidence cited: IBHS laboratory testing…

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