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CTSI briefs Rio Blanco commissioners on county insurance pools, training and risk controls
Summary
Meredith Burcham, executive director of Colorado Counties Inc. Service, updated the Rio Blanco County Board of Commissioners on the county-focused insurance pools (CWCP, CAP, CHP), pool finances, training services and items staff is considering for 2026 renewals.
Meredith Burcham, executive director of the Colorado Counties Inc. Service (CTSI), told the Rio Blanco County Board of Commissioners on July 22, 2025, that the county remains an original member of CTSI's pools and that the pools are financially sound as the organization prepares renewals for 2026.
Burcham said the CTSI pools are county-owned and operated and are structured to spread risk across many counties. "We like to say you can't get more local than owning your own insurance company," she said, adding that the pools aim for broad coverage tailored to county operations rather than "off-the-shelf" commercial policies.
CTSI oversees three county-oriented pools discussed in detail: CWCP (workers' compensation), CAP (casualty and property) and CHP (health plan). For CWCP, Burcham described the contribution formula (which uses two-year-old payroll data to provide budget stability), the pool retention level and loss-control services such as return-to-work programs and…
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