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Interns present 'missing middle' housing tools; council approves Liberty and Beacon pilot agreements
Summary
City planning interns presented policy tools aimed at expanding middle‑income homeownership and workforce housing; the council approved an amended Liberty Affordable Housing pilot (216 units; max AMI adjusted to 130%) and a revised Beacon Excelsior Park pilot agreement.
Saratoga Springs City Council received a presentation from two summer planning interns on policy tools to address the city’s “missing middle” housing gap — starter homeownership and workforce housing for incomes above traditional subsidized tiers.
Intern Kara and Franchesca summarized research into three tools: a revolving loan fund to finance mixed-income developments, community land trusts to create long-term shared‑equity ownership and preserve affordability, and land-bank-style policy levers to allow public acquisition or control of land for housing. They cited examples in Montgomery County, Md., Kingston (Taproot), and regional community land trusts and noted practical limits in Saratoga: the city’s strong…
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