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Guadalupe County OKs 4% medical and dental premium increase; officials say incremental steps needed to protect self‑funded plan
Summary
The Commissioners Court voted Aug. 12 to raise county employee medical and dental premiums by 4% for the 2026 plan year. County HR and consultant Gallagher warned higher claims are driving fund depletion and urged periodic increases to avoid sudden large hikes or exiting a self‑funded pool.
Guadalupe County commissioners voted Aug. 12 to raise employee medical and dental premiums by 4% for the county’s 2026 plan year, a move county staff said is intended to stabilize the county’s self‑funded insurance program amid rising claims.
Why it matters: The county operates a self‑funded health program that county leaders say has historically built a fund balance to smooth year‑to‑year volatility. Staff and consultants said the program is now trending toward a deficit because of larger, recurring claim costs; they urged modest, planned increases to avoid a future abrupt premium spike…
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