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Clay County hires Choice as insurance broker and switches health plan to Medica for 2026–27
Summary
The board unanimously approved changing brokers from National Insurance Services to Choice Insurance and renewing the county health plan with Medica. The switch to Medica is projected to reduce 2026 premiums by about 12% overall (roughly $783,000 in total premium difference), with the county’s employer share saving roughly $425,000.
The Clay County Board of Commissioners unanimously approved two insurance items Tuesday: selecting Choice Insurance as the county’s broker for 2026 and renewing the county health plan with Medica for 2026–27.
Anna presented both actions. Her committee reviewed broker proposals and recommended Choice Insurance (Fargo) based on local market knowledge and communications responsiveness; Choice proposed a broker fee of $6.00 per member per month for medical (compared with $6.26 per member per…
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