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Bay Cities JPA tells Piedmont council pooled coverage helps stabilize rates, offers risk‑control services
Summary
Bay Cities Joint Powers Insurance Authority executive director described the JPA’s structure, pooled coverage layers for liability and workers’ compensation, and the authority’s risk‑control services including tree management, sidewalk programs and cyber audits.
Jasa Cusimano, executive director of the Bay Cities Joint Powers Insurance Authority (Bay Cities), gave an informational presentation to the Piedmont City Council describing how the risk pool operates, the lines of coverage it offers and the risk‑control resources available to member agencies.
Cusimano said Bay Cities formed in the 1980s when commercial insurance markets hardened; the JPA pools risk for 21 members including 14 cities and several public safety authorities. "By participating in a JPA, you're removing the pro‑profit incentive from rates," Cusimano said, adding that Bay Cities has…
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