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Committee backs bill to raise asset threshold for extended bank exams to $6 billion
Summary
The Financial Services Committee voted to report HR 44 78, the Tailored Regulatory Updates for Supervisory Testing (TRUST) Act, which would raise the asset threshold for qualifying insured depository institutions to receive an 18‑month examination cycle from $3 billion to $6 billion, targeting well‑managed community banks.
Representative Moore explained HR 44 78, the Tailored Regulatory Updates for Supervisory Testing or TRUST Act of 2025, as an update to the Federal Deposit Insurance Act that would raise the consolidated asset threshold from $3 billion to $6 billion for well‑managed insured depository…
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