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City manager recommends changing bank contract and using idle cash to create cushion for rising costs

5442779 · July 22, 2025
AI-Generated Content: All content on this page was generated by AI to highlight key points from the meeting. For complete details and context, we recommend watching the full video. so we can fix them.

Summary

Staff reported about $17 million of city cash earning no interest under the current banking agreement, described a pending bank RFP response offering yield on those funds, and proposed reserving potential new revenue to help cover budget gaps such as a higher health insurance renewal.

Cooper City staff told commissioners their current operating cash position includes approximately $17 million that the city said is not earning meaningful interest under its existing bank agreement, and presented a plan to select a new banking services vendor to improve returns.

The City Manager described a recent RFP for banking services and said the current account holding approximately $17 million is effectively earning zero; vendors responded with proposals that would pay interest and/or compensation on those balances. The…

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