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Office of Supportive Housing outlines single-family loan portfolio and access routes to programs
Summary
The Office of Supportive Housing described the county—s single-family loan portfolio—approximately 195 loans totaling about $20 million—and explained how residents can access home-repair and down-payment assistance programs; the committee received the report and asked staff to share program materials with board offices.
The Office of Supportive Housing (OSH) briefed the committee on June 24 about the county—s single-family home loan portfolio and homeownership programs, saying the county holds about 195 loans with an outstanding balance near $20 million from multiple funding sources.
Natalie Monk (Housing & Community Development) said the portfolio includes four active homeownership programs: a home repair program operated with Rebuilding Together, and three down-payment assistance programs (Empower Home Buyers, a below-market-rate partnership and a manufactured-home purchase program). Historically, programs used CDBG and HOME funds; current funding sources include CalHome, state HOME-like grants and programmed Measure A affordable housing bond funds.
Why it matters: the county—s programs provide repair assistance, down-payment help and manufactured-home support for lower-income households and represent an asset rather than only a contracting liability. Staff explained how residents access services: some programs are run through partner organizations (Rebuilding Together and the Housing Trust), while two programs are administered directly by OSH and have a dedicated staff contact.
Supervisor Susan Ellenberg asked for materials board offices can share with constituents; OSH agreed to distribute program links and one-pagers to board offices. Officials also acknowledged community feedback about application complexity—particularly for seasonal workers—and said the county has revised program guidelines in the past in response to public input. Staff noted Empower Home Buyers has preapproval letters outstanding and may sunset once remaining funds are committed, but lessons will feed future program design.
The committee voted to receive the report and directed OSH to send program summaries and links to all board offices.
