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Council approves updated single‑family home rehabilitation guidelines and HCD recertification
Summary
The council adopted updated guidelines for Simi Valley’s Single Family Home Rehabilitation Program and authorized staff to submit the program to the California Department of Housing and Community Development for recertification; the program uses federal and state funds to provide deferred‑payment loans for eligible low‑income homeowners.
The Simi Valley City Council on June 23 approved Resolution No. 2025‑20 adopting updated program guidelines for the city’s Single Family Home Rehabilitation Program and authorized the city manager to submit the program and related documents to the California Department of Housing and Community Development (HCD) for recertification.
Environmental Services Director Stratis Peros and Management Analyst Lindsey Scurringe described the revised policy and funding rules required by HCD. The program offers low‑interest (2 percent) deferred‑payment loans to income‑eligible homeowners to address health-and-safety improvements and code violations (lead, asbestos, HVAC, roofing, structural, accessibility, plumbing, and electrical). The program is limited to owner‑occupied single‑family residences within Simi Valley and to households at or below 80 percent of the area median income.
Key financial and program details explained in the presentation: - Available program funds: $1,571,955 in HOME funds and $594,937 in CalHome funds. - Minimum loan: $15,000; maximums vary by funding source (examples cited: HOME maximums by bedroom count; CalHome maxs up to $400,000 for rehabilitation in some cases). - Loan terms: aligned with primary mortgage—either 15 or 30 years; interest accrues only in the second half of the loan term (so early repayment may be interest‑free). - The program will be administered by the city’s Housing Division; administrative costs are allowed and recouped from program funds.
Council Q&A touched on prioritization and outreach: staff said applications will be processed first come, first served during a defined application window and that staff will undertake outreach to target eligible populations (senior centers, neighborhood councils, nonprofits). Staff also noted that repayments on prior loans have replenished program funds and that the current pool reflects prior repayments plus existing awards.
Action: Council member Elisa (name not specified in the motion transcript) moved to adopt the resolution and the motion passed unanimously.
Ending: Staff said they will submit the guidelines to HCD for recertification and then launch outreach once HCD approval is received; council members asked staff to pursue robust community outreach and prioritize repairs that address health and safety.
