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TRS explains TRIP and TRAIL enrollment windows, premiums and split-family rules
Summary
The Teachers' Retirement System summarized enrollment steps for TRIP/TRAIL, required documentation for dependents, premium timing, new split-family coverage for 2026, and inclusion of dental and vision.
A TRS staff member summarized how new retirees enroll in TRIP (regular retiree coverage) or TRAIL (Total Retiree Advantage Illinois, the Medicare Advantage option) and what to expect for premiums and carrier selection.
TRS said the trip participation election form (for members with at least eight years of service) must be received within 60 days of the retirement claim date to enroll as a new retiree. Enrollment takes place in two steps: TRS enters the election into its system in order of effective date,…
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