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Committee advances AB 226 to let FAIR Plan access bonds, loans amid insurance market strain

3733956 · June 9, 2025
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Summary

AB 226, presented by Assemblymember Alvarez for Senator Calderon, would authorize the FAIR Access to Insurance Requirements (FAIR) Plan to obtain financing through bonds, loans or other agreements to pay claims and build reserves; the committee advanced the bill to the Senate Insurance Committee.

Assemblymember Jesse Alvarez presented AB 226 to the Senate Business, Professions and Economic Development Committee on June 9, saying the bill would authorize the California FAIR Plan to obtain financing through bonds or other agreements to pay claims after catastrophic events and to build cash reserves.

Alvarez said escalating wildfire and other disaster losses have strained the private insurance market and increased reliance on the FAIR Plan. “This…

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