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Tuttle council approves switch to Blue Cross mid-market insurance package and HRA option
Summary
After a presentation from its broker, the Tuttle City Council voted unanimously to move the city's employee health benefits to a Blue Cross mid‑market plan and adopt the council's HRA option, a change the broker said would reduce projected costs and improve plan benefits for employees.
The Tuttle City Council voted 5-0 to accept a mid-market health insurance proposal from Blue Cross and Blue Shield and to adopt Option 1 on the city's health reimbursement arrangement (HRA).
City insurance broker representatives reviewed renewal offers and recommended moving the city's medical and ancillary coverages to Blue Cross on the mid-market platform. The broker said the city's small-group renewal initially showed an 11% increase on the small-group platform; by taking the city to mid-market and bundling ancillary lines (dental, vision and life insurance) the recommended package produced modest net savings while improving out-of-pocket limits and pharmacy benefits for employees.
The council's motion (approved unanimously) instructs staff to implement the mid-market Blue Cross medical plan and to keep employee payroll deductions at the same dollar amounts currently collected; staff will enroll employees at open enrollment and continue to promote subsidy programs such as Insure Oklahoma where eligible employees might qualify. Mayor McLeroy and council members thanked the broker for the analysis and directed staff to finalize plan documents and enrollment materials.
