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Oakland County reviews 2026–2030 benefits roadmap, proposes new employee contribution structure and HSA changes
Summary
County HR presented updates to the five-year benefits roadmap and requested the board recommend forwarding the plan to finance. Staff proposed restructuring employee contribution tiers, a fully funded Health Savings Account option for 2026, and future changes to prescription tiers to contain specialty-drug costs.
Oakland County Human Resources presented proposed updates to its five-year benefits roadmap for 2026–2030 and asked the board to recommend forwarding the proposal to the finance committee.
The HR presenter said the county’s fringe benefits fund has grown 5–8% annually and singled out prescription drug costs as the fastest-rising driver, noting roughly $4,000,000 in prescription spending in the first four months of the plan year for certain drugs. To address long-term sustainability, staff proposed a restructured employee contribution chart, a fully funded Health Savings Account (HSA) option for 2026, expanded opt-out waivers for dependents, and other mid- and out-year plan changes.
The HR presenter said the intent of the changes is to preserve competitive benefits while keeping employee contribution rates below typical market levels. “When it comes to benefits, we’re in a Bentley, but we’re heading…
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