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Trustees weigh TRS ActiveCare option but consultants caution on trade-offs and five-year commitment
Summary
HUB International presented a side-by-side comparison of Laredo ISD's current health plans and TRS ActiveCare; consultants said TRS can lower employee premiums but offers leaner benefits and requires a five-year commitment with limited plan-control for the district.
LAREDO ' During the May 29 budget workshop, consultants from HUB International presented a comparison of Laredo ISD's current health plans and TRS ActiveCare, the teacher retirement system's insurance option, and outlined trade-offs if the district were to join TRS.
Liz Bebo of HUB International told trustees the district's current plans generally offer richer benefits than TRS ActiveCare. "The district offers a much richer benefit across the board," she said, and cautioned that TRS plans are priced lower because their benefits are leaner. She warned trustees that comparing the per-employee premium alone can be misleading:…
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