Lyon County approves Nevada Public Agency Insurance Pool renewal and payment for FY2025–26

The Lyon County Board of Commissioners on June 5 voted 5–0 to accept a renewal proposal from the Nevada Public Agency Insurance Pool and to authorize payment from fiscal year 2025–26 funds.

Kayla Cross, municipal manager for brokerage A&H Insurance, reviewed the county’s broker relationship with the pool and said the pool’s overall renewal represented a 12.3 percent increase in premium that was largely driven by increased exposures — payroll up 7.6 percent, total insured values up 2.25 percent, and a roughly 10.9 percent increase in county‑owned autos. Cross explained the broker’s role in day‑to‑day claims advocacy, contract review and market monitoring. She said A&H receives a 3.5 percent commission on the program (the executive committee of the pool had the commission set at 7 percent but broker and pool agreed on 3.5 percent to reflect their working arrangement).

Steven Romero of the pool’s administrative staff described the risk‑management and member services the pool provides, including risk‑management grants and on‑staff risk managers who assist members. Commissioners asked about the pool’s authority to exclude members and were told the pool board could vote to withdraw membership but that had not been done historically.

Commissioner questions covered the auto insurance market and telematics (in‑vehicle monitoring) as a way to reduce driver risk; Cross described the insurance market’s recent claims pressures and the need for telematics in fleet management. Carissa Motion: Commissioner Casanelli moved approval; Commissioner Jacobson seconded the motion. The board voted 5–0 to accept the renewal and authorize payment.