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Workers' compensation official: volunteer firefighters are covered; benefits include medical, indemnity, death payments and tax-linked caps
Summary
Workforce Safety & Insurance told legislators volunteer firefighters are covered by mandatory workers' compensation, outlined benefit types and caps, and described how premiums are calculated for volunteer entities.
An official from Workforce Safety & Insurance (WSI) told the Emergency Response Services Committee that volunteer firefighters in North Dakota are covered by the state's workers' compensation system and described the range of benefits and premium methods the agency uses.
Tim Wallin, chief of injury services at WSI, explained the three broad benefit types workers' compensation pays for work-related injuries: complete medical benefits (paid in full for treatment related to the injury), wage-replacement indemnity benefits (temporary total disability and temporary partial disability) and permanent partial impairment awards.
"Medical benefits are…
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