Senate committee advances AB 75 to limit insurers' use of aerial imagery and give homeowners access to images

Assemblymember Calderon told the California State Senate Insurance Committee that AB 75 would impose new consumer protections when insurers rely on aerial imaging — drones, aircraft and satellites — to make underwriting and renewal decisions for homeowners. "AB 75 provides new consumer protections to homeowners when insurers use aerial imaging to make decisions about coverage," Calderon said during the committee hearing.

The measure responds to complaints and Department of Insurance investigations that insurers and third-party vendors sometimes use outdated or inaccurate images to decide not to renew or cancel policies. "Insurers have been increasingly using images from drones, aircrafts and satellites instead of in person inspections to make underwriting decisions," Calderon said, adding the bill would require that images used to nonrenew, cancel or reduce coverage be no older than 180 days and that…