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Committee advances bill to clarify stop‑loss insurance for self‑insured employers
Summary
The committee approved H.R. 25,71, the Self Insurance Protection Act, to clarify that certain stop‑loss insurance is not health insurance and to protect employers' access to stop‑loss coverage. Democrats warned the change could shield abusive arrangements and limit state regulators' authority; the committee reported the bill, 21–15.
Representative Onder offered H.R. 25,71 to exclude certain medical stop‑loss insurance from the definition of health insurance under ERISA, reaffirming employer access to stop‑loss coverage when self‑insuring group health plans.
Supporters said stop‑loss is a financial backstop used…
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