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County officials defend self-funded health plan and highlight savings from clinic and PT partnerships

3288475 · May 14, 2025
AI-Generated Content: All content on this page was generated by AI to highlight key points from the meeting. For complete details and context, we recommend watching the full video. so we can fix them.

Summary

Human Resources Director Tony Hoefelder told the board the county's self-funded plan remains preferable to full insurance, reported 2024 losses offset by transfers, and described partnerships—Reform Medicine and Doctors of PT—that produced cost savings and member engagement; he also flagged administrative issues with Aletheus care navigation.

Human Resources Director Tony Hoefelder gave the Chippewa County Board a detailed update on the county’s self-funded health insurance program, saying the county has changed stop-loss carriers, tracked high-cost claimants, and used alternative care partnerships to restrain costs.

Hoefelder said the county moved from a captive stop-loss arrangement to a traditional stop-loss carrier, QBE, and that the change helped lower the county’s renewal from a broker estimate of 15.5% to about 15% in 2025. He reviewed fund-balance history: the county opened self-funding with about $1.4 million in reserve and built it up thereafter; 2024 showed large claims that reduced the variance, and the county administrator…

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