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City hears proposal to reduce employee medical deductibles, save roughly 5% in employer cost
Summary
A consultant presented an option to change the city's Blue Cross Blue Shield plan design that would lower deductibles and primary-care copays; the proposal was presented as producing roughly $45,200 in annual city savings but a formal council vote on the benefit package is not recorded in the transcript.
Todd Ledford, an employee-benefits consultant with NFP, presented proposed changes to the city’s employee health and ancillary benefit plans, including a recommended “Option 2” that reduces the base medical deductible and lowers copayments.
Ledford told the council the packet before them summarizes current plans and the proposed designs. Under the current base plan, the deductible is $2,500; the consultant said Option 2 would make the base plan a $2,100 deductible and reduce the primary-care copay from $30 to $25 and the specialist copay from $50 to a lower amount tied to the proposed plan design.
“This says a lot about how the city’s managing its plan and how the employees are being stewards of the plan,” Ledford said, adding that the recommended changes…
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