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City staff explains special-event insurance requirements; nonprofits warned of higher limits for some events
Summary
City staff presented an overview of special-event insurance requirements managed by the city’s risk authority (Sedgwick), noting some events now require higher limits (up to $5 million) and that private-property events are exempt from city insurance mandates; council and local nonprofit leaders discussed cost impacts.
City staff gave a presentation explaining how special-event insurance requirements are set and applied to events on city-owned property and rights of way. The staff presentation said Oakdale participates in a joint risk pool managed by Sedgwick, which provides a risk matrix and sets insurance requirements based on event type, complexity and exposure.
Staff said typical required coverage historically included $1 million per occurrence and $2 million…
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