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SERS details survivor eligibility, beneficiary payouts and the survivor contribution refund
Summary
SERS explained who qualifies as an eligible survivor, how survivor annuities and lump sums work, the effects of Social Security offset elections, and rules for repaying a survivor contribution refund taken at retirement.
A State Employees Retirement System presenter outlined eligibility rules for survivor pensions and differences between survivor and beneficiary payments.
Who qualifies: the presenter said eligible survivors include spouses and civil union partners who were married at least one year before the member’s death; minor children under 18 (or up to age 22 if full‑time college students); dependent disabled children over 18; and dependent parents who depended on the member for at least 50% of support.
Payouts: if an eligible survivor exists, the survivor receives a $1,000…
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