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Cape Coral staff brief council on NFIP participation, Community Rating System and next steps
Summary
City staff presented part 2 of a three-part floodplain management briefing, explaining the National Flood Insurance Program, the Community Rating System and how Cape Coral’s current CRS class and practices affect insurance discounts and future options for code changes.
City building official Shane Kittner and floodplain manager Sofia Seis on April 23 briefed the Cape Coral City Council (Committee of the Whole) on the National Flood Insurance Program (NFIP), the Community Rating System (CRS) and how local floodplain rules and mitigation activities influence insurance premiums and community resilience.
Kittner told the council the presentation was “part 2 of a 3‑part discussion on special flood hazard area floodplain regulations” and focused on NFIP participation and the CRS. He said FEMA’s newer risk‑based rating (Risk Rating 2.0) considers proximity to water, cost to rebuild, flood type and mitigation measures — factors that matter in Cape Coral, with about 400 miles of canals and frontage on the Caloosahatchee River and the Gulf mouth.
Why it matters: Participation…
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