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Committee advances bill to let manufactured-home owners buy replacement-cost coverage through FAIR plan

3172274 · April 23, 2025
AI-Generated Content: All content on this page was generated by AI to highlight key points from the meeting. For complete details and context, we recommend watching the full video. so we can fix them.

Summary

SB 525 would require the California FAIR Plan to offer manufactured and mobile homeowners the option to purchase replacement-cost coverage. Supporters called it an equity measure for roughly 500,000 owners; the FAIR Plan and industry raised operational and depopulation concerns and sought technical clarifications.

Senator Jones presented SB 525 to the Insurance Committee as a measure to give manufactured-home owners in California access to an option to buy replacement-cost coverage through the California FAIR Plan.

‘‘The measure simply offers equity to the over 500,000 Californians…who own a manufactured home, or also known as a mobile home,’’ Senator Jones said, adding that the bill ‘‘does not add anyone new to the FAIR Plan’’ but would require the FAIR Plan to offer an optional replacement-cost product on an actuarial basis.

Kent Misich, a manufactured-home owner, described repeated nonrenewals and his inability to…

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