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SB 770 would ease HOA barriers to EV chargers by removing additional‑insured requirement; associations warn of insurance and liability risks
Summary
Sen. Josh Allen’s SB 770 would remove an HOA additional‑insured requirement for homeowners who install EV chargers, a step proponents say removes a practical barrier to adoption in multifamily properties; HOA groups warn the change could shift insurance costs and risk onto associations.
Sen. Josh Allen said SB 770 updates a 2018 law to remove the practical requirement that a homeowner installing an electric‑vehicle charger name the homeowners association (HOA) as an additional insured on the homeowner’s liability policy. The author and EV advocates told the committee the insurance product requested by some HOAs is often unavailable or prohibitively costly, creating a barrier to EV adoption in multifamily and common‑interest developments.
Katrina Sutton, who…
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