Minn. House approves commerce omnibus bill including repeal of a Medigap open‑enrollment protection; 112-19

ST. PAUL — The Minnesota House passed House File 2403 on third reading on May 1, 2025, advancing a wide-ranging commerce policy bill that includes a provision repealing a state law that had created a Medigap (Medicare supplemental insurance) open‑enrollment protection. The bill passed the House as amended by a roll-call vote of 112 yeas to 19 nays.

Representative O'Driscoll, the bill's author and a House member from Stearns, opened debate by describing HF2403 as “the second part of the commerce work product this session,” and summarized a package of technical updates, financing provisions, electronic‑signature modernization, fuel regulation language, continuing education rules for appraisers, and changes to how insurers provide policy copies to policyholders.

The change that drew the most floor attention would roll back a state law that had preserved an open‑enrollment period allowing Medicare beneficiaries to obtain Medigap coverage without medical underwriting in certain circumstances. Representative Marion Liebling of Olmsted argued the repeal would “repeal some very important health…