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Board approves higher liability deductible to reduce premiums, saving about $500,000 annually

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Summary

Supervisors voted to increase the county’s per‑incident liability deductible from $10,000 to $100,000 after a staff briefing on rising insurance costs and large jury awards. Risk management said the change could save roughly $500,000 per year if county reserves are available to cover higher self‑insured retentions.

After a staff briefing on rising liability insurance costs and recent “nuclear verdicts” affecting public‑entity pools, the Board voted to raise the county’s per‑incident liability deductible from $10,000 to $100,000 to reduce premium expense. Risk manager Sarah…

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