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SJVIA adopts staggered 2026 renewal approach, uses reserves to smooth increases
Summary
The SJVIA approved a renewal strategy for plan year 2026 that applies different rate changes by plan and uses a portion of accumulated reserves and interest income to reduce the immediate impact on members, while recommending plan-design adjustments in Tulare County.
The San Joaquin Valley Insurance Authority on Aug. 27 approved the consultant-recommended underwriting renewal for plan year 2026, a staggered approach that targets lower increases for some plans, higher increases for the richest plans, and temporary use of reserve balances to smooth member costs.
Why it matters: The pooled SJVIA renewal varied sharply by county and plan: the consultant presented overall renewal estimates of about 3.29% for Fresno County, 17.29% for Tulare County, and a pooled SJVIA renewal of 7.14% before plan-design adjustments.…
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