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St. Augustine earns CRS Class 4, homeowners to get larger NFIP discount
Summary
City staff announced that the Federal Emergency Management Agency has upgraded St. Augustine to Class 4 in the Community Rating System, increasing the National Flood Insurance Program discount for policies issued or renewed on or after April 1, 2026.
The St. Augustine City Commission heard a briefing Aug. 25 from the city's building official that FEMA has accepted the city's watershed master plan and upgraded the city's Community Rating System (CRS) classification to Class 4. The change will increase the flood-insurance premium discount for most National Flood Insurance Program (NFIP) policies to 30 percent for policies issued or renewed on or after April 1, 2026.
The upgrade followed a three-year verification visit and…
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