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Isanti County board hears MCIT briefing on rising reinsurance costs, cyber claims and member services

5667113 · August 5, 2025
AI-Generated Content: All content on this page was generated by AI to highlight key points from the meeting. For complete details and context, we recommend watching the full video. so we can fix them.

Summary

A Minnesota Counties Intergovernmental Trust (MCIT) risk-management presentation at the July 1 Isanti County Board meeting highlighted rising reinsurance and property-insurance costs, a recent fall in ransomware losses, and member services available to counties.

Joe Seminski, a risk-management consultant for the Minnesota Counties Intergovernmental Trust (MCIT), told the Isanti County Board of Commissioners on July 1 that rising property values and higher reinsurance premiums are driving up coverage costs for counties.

Seminski told commissioners that MCIT is a joint powers risk-sharing pool, not a private insurer, and that the pool’s board is made up of county officials. "We're not an insurance company. We're a joint powers entity in a risk sharing pool," he said, stressing the organization’s long-term, non‑profit orientation.

The presentation outlined several drivers of higher costs. Seminski said reinsurance premiums have increased sharply — single‑year jumps in the cost of reinsurance have forced MCIT to consider raising retention levels to limit the direct hit to member contributions. He said MCIT raised its casualty retention from $850,000 to $1,000,000 and increased its…

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