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Board hears 2025—26 health insurance renewal options as Dean proposes 21.9% increase, Mercy 9.9%
Summary
District benefits staff presented health insurance renewal proposals for 2025—26 showing a proposed 21.9% increase from Dean Health Plan and a 9.9% renewal from Mercy; district staff recommended renewing as-is for now, continued negotiations and a target for self-funding in July 2027.
Janesville School District staff on Tuesday outlined health-insurance renewal options for the 2025—26 plan year and recommended the board delay a final decision until additional carrier proposals are received.
The district reported two competing renewal offers: Dean Health Plan submitted a proposed 21.9% increase and Mercy submitted a proposed 9.9% increase (Mercy—s offer included a rate cap option of 11.9% for the 2026—27 school year for planning). Benefits staff noted recent multi-year increases, described the district—s current contribution structure and warned of budget pressure if the district "renewed as is." The benefits presenter summarized the district contribution policy: "the district pays 88% of the lowest cost plan," and added staff still recommend continuing…
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