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Officials note new law requiring insurers to write policies in wildfire-impacted areas; city encourages Firewise steps
Summary
Councilmembers said a recently passed law will require insurers to issue new policies in areas affected by wildfire cancellations; officials encouraged HOAs and residents to pursue Firewise measures while local insurance market recovery may be gradual.
Council members who attended an insurance town hall said a piece of legislation recently passed will require insurers to issue policies in areas that previously experienced wildfire-related cancellations, potentially opening insurance markets over time.
A council member told the meeting that no new insurers announced plans to enter the local market at the town hall, but the law could increase the number of policies written in affected areas as insurers return. The speaker cautioned the change would not be immediate and said the city and county should continue local wildfire-mitigation work.
Council members and staff also said communities and homeowners associations should consider Firewise practices to reduce risk. The city manager noted that staff have been encouraging HOAs to pursue Firewise activities and said the city will continue outreach.
No specific insurer names, policy timelines or implementation steps were presented at the meeting. Council members said the information came from a regional insurance town hall hosted with a representative from Gail Pellerin’s office; the meeting included regional officials and a county commissioner who also attended.
