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Board passes first reading of ordinance to regulate mortgage modification consultants

3005856 · April 16, 2025
AI-Generated Content: All content on this page was generated by AI to highlight key points from the meeting. For complete details and context, we recommend watching the full video. so we can fix them.

Summary

Supervisors moved an ordinance to regulate mortgage modification consultants, requiring written contracts, defined tangible benefits, creating private cause of action and misdemeanor penalties; passed on first reading.

The Board of Supervisors on Tuesday advanced an ordinance designed to regulate mortgage modification consultants who charge homeowners upfront fees to negotiate loan modifications. The ordinance passed on first reading under the board's consent practice.

Sponsor Supervisor Campos described the measure as closing a loophole that allows consultants to charge vulnerable homeowners hundreds or thousands of dollars…

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