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Cumberland County board asks staff to analyze health insurance cost-sharing; no policy change adopted
Summary
Board members discussed shifting district-paid coverage to exclude top-tier "premier" plans for new hires and to require current staff to pay the premium difference at annual renewal; the board asked staff to model savings scenarios but did not adopt a change at the meeting.
The Cumberland County School Board directed staff to prepare savings estimates and implementation scenarios for several health insurance cost-sharing options, including continuing to pay the district percentage for standard plan options while requiring employees to pay the difference if they choose higher-cost "premier" plans.
Board members and staff discussed plan options, deductibles and potential cost-splitting arrangements. Staff member Miss Bray explained that, under a proposed approach some districts use, "if they want to take the top coverage, they would have to have some ownership in the cost of the premium." Bray described the difference between standard and premier plans as primarily…
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