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TREC denies broker continuing-education waiver, downgrades license and imposes late fees
Summary
The commission denied Jane Craddock’s medical waiver request to reinstate her broker license without penalty and voted to downgrade the expired broker license to an affiliate broker, require late fees and a renewal fee.
The Tennessee Real Estate Commission denied a request from licensee Jane Craddock to reinstate her broker license without penalty or an extended allowance to complete required continuing education. Instead, commissioners voted to downgrade the expired broker license to an affiliate broker license and to require payment of late fees and a renewal fee.
Why it matters: Licensees who fail to complete required continuing education and timely renew can face downgrades, late fees and different education obligations; the commission’s decision sets the administrative remedy for this case.
Staff told commissioners that Craddock upgraded to broker status in 2020 and then let her license lapse; she had completed only 26 hours of continuing education since 2020 and her license expired Oct. 19, 2024. Staff said Craddock submitted a physician’s note indicating surgery on Nov. 8, 2022, and framed the petition as a medical waiver to allow more time to finish the required 120 hours of education.
Staff explained the fee structure on the record: the standard renewal fee is $75; late fees are assessed per 30-day period and, because Craddock’s renewal was 151 days past due, the late fee calculation had reached $400 at the time of the hearing. Commissioners discussed options including permitting an extension, downgrading her license to affiliate broker status, or requiring retest-and-reapply if she wished to regain broker status later.
After discussion, a motion carried to deny the waiver and to downgrade the license to affiliate broker status with the licensee to pay $400 in late fees plus the $75 renewal fee. The motion passed by a recorded vote of 6–1.
Commissioners clarified that, if Craddock later elects to retest and reapply for broker status, the standard educational clock would restart and she would need to complete the full broker education requirements under that pathway.
The commission will instruct licensing staff to update Craddock’s status and to invoice the identified fees.
